Find the right loan for you
Home, business, personal, vehicle and gold loans, compared and processed by one dedicated relationship manager from application to disbursal.
- 14 loan types
- Light documentation
The loans people pick most often
Based on enquiries processed over the last 12 months, here are the loan types clients come back for again and again.
Home Loan
Long tenures and competitive rates for purchase, construction or renovation.
92% client preferencePersonal Loan
Quick, low-documentation funding for weddings, travel or emergencies.
87% client preferenceBusiness Loan
Working capital and expansion funding with flexible repayment terms.
81% client preferenceGold Loan
Fast disbursal against gold jewellery with minimal paperwork.
76% client preferenceLoan Against Property
Higher-value funding secured against your residential or commercial property.
70% client preferenceVehicle Loan
Competitive financing for new and used cars, with quick approval.
65% client preferenceSee all 14 types of loans
Pick a loan on the left to jump straight to its rates, tenure, eligibility and documents.
Home Loan
Buy, construct or renovate your home
Finance for purchase, construction, extension or renovation of a residential property, with long tenures and competitive rates across multiple bank partners.
Key Benefits
- Up to 30 years tenure
- Balance transfer available
- Minimal documentation
Eligibility
- Salaried & self-employed applicants
- Age 21–65 years
- CIBIL score 700+ preferred
Documents
- KYC & address proof
- Income proof / ITR
- Property documents
Personal Loan
Funds for any personal need
Unsecured financing for weddings, travel, medical bills or emergencies, approved quickly with minimal paperwork.
Key Benefits
- No collateral required
- Disbursal in 24–48 hrs
- Flexible repayment
Eligibility
- Salaried & self-employed applicants
- Age 21–60 years
- Minimum income ₹15,000/mo
Documents
- KYC & address proof
- Salary slips / ITR
- Bank statements
Business Loan
Working capital for your business
Funding for proprietorships, partnerships and companies to manage cash flow or fund expansion, structured around your revenue.
Key Benefits
- Collateral-free options
- Flexible tenure
- For all business types
Eligibility
- Business vintage 2+ years
- Annual turnover proof
- CIBIL score 700+
Documents
- Business registration proof
- Bank statements (1 yr)
- ITR & GST returns
Vehicle Loan
Finance your new or used car
Up to 90% on-road funding for new and used cars with fast approval through our lending partners.
Key Benefits
- Up to 90% funding
- New & used cars
- Quick approval
Eligibility
- Age 21–65 years
- Valid driving licence
- Minimum income ₹20,000/mo
Documents
- KYC & address proof
- Income proof
- Vehicle quotation
Two Wheeler Loan
Finance your next two-wheeler
Affordable EMIs for two-wheeler purchases with low down payment and fast disbursal.
Key Benefits
- Minimal down payment
- Fast disbursal
- Flexible tenure
Eligibility
- Age 18–60 years
- Minimum income ₹10,000/mo
- Valid ID proof
Documents
- KYC & address proof
- Income proof
- Vehicle quotation
Education Loan
Fund higher studies in India or abroad
Covers tuition, living and other costs for domestic and overseas higher education, with a moratorium during the study period.
Key Benefits
- Covers tuition & living costs
- Moratorium during study
- Domestic & overseas
Eligibility
- Confirmed admission letter
- Co-applicant (parent/guardian)
- Academic records
Documents
- Admission letter
- Fee structure
- Co-applicant income proof
Gold Loan
Instant funds against gold
Same-day disbursal against gold jewellery with minimal paperwork and secure storage until repayment.
Key Benefits
- Same-day disbursal
- Minimal documentation
- Secure gold storage
Eligibility
- Age 18+ years
- Ownership of gold jewellery
- Valid ID proof
Documents
- KYC & address proof
- Gold ownership declaration
Loan Against Property
Unlock the value of your property
High-value funding against residential or commercial property, with a long tenure and competitive rates.
Key Benefits
- High loan amount
- Long repayment tenure
- Residential & commercial
Eligibility
- Clear property title
- Age 21–65 years
- CIBIL score 700+ preferred
Documents
- Property documents
- Income proof / ITR
- KYC & address proof
MSME Loan
Grow your small business
Collateral-light funding to help small and medium businesses manage cash flow and expand.
Key Benefits
- Collateral-light options
- For MSMEs & startups
- Quick turnaround
Eligibility
- Udyog Aadhaar / MSME registration
- Business vintage 1+ year
- GST returns
Documents
- MSME registration
- Bank statements
- GST & ITR returns
PM Mudra Loan
Government-backed micro funding
Collateral-free funding for micro and small enterprises under the PM Mudra Yojana scheme.
Key Benefits
- Government-backed scheme
- No collateral up to limit
- For micro enterprises
Eligibility
- Micro / small enterprise owner
- Business plan
- Age 18+ years
Documents
- KYC & address proof
- Business plan
- Quotation for machinery/stock
PMAY Housing Loan
Subsidised home loan
Interest subsidy on home loans for eligible first-time buyers under the Pradhan Mantri Awas Yojana scheme.
Key Benefits
- Interest subsidy available
- For first-time buyers
- Government scheme
Eligibility
- First-time home buyer
- Income category EWS/LIG/MIG
- No existing pucca house
Documents
- Income proof
- Property documents
- Aadhaar & PAN
Loan Balance Transfer
Switch to a lower rate
Move your existing loan to us for better terms and a lower rate, with a top-up loan available if needed.
Key Benefits
- Lower interest rate
- Top-up loan available
- Simple transfer process
Eligibility
- Existing loan with 12+ EMIs paid
- Good repayment track record
- CIBIL score 700+
Documents
- Existing loan statement
- Foreclosure letter
- KYC & income proof
OD / CC Loan
Overdraft against your assets
A revolving credit limit against property or business assets, so you pay interest only on what you use.
Key Benefits
- Pay interest on usage only
- Revolving credit limit
- Against property/assets
Eligibility
- Property / asset ownership
- Business vintage 2+ years
- CIBIL score 700+
Documents
- Property documents
- Bank statements
- ITR & GST returns
Tractor Loan
Finance for farm equipment
Funding for new and used tractors and farm equipment, with repayment schedules aligned to harvest cycles.
Key Benefits
- New & used tractors
- Seasonal repayment options
- Quick processing
Eligibility
- Land ownership documents
- Age 21–65 years
- Farming income proof
Documents
- KYC & address proof
- Land records
- Tractor quotation
Four easy steps from apply to payout
Every loan is tracked by one relationship manager, so you always know where your application stands.
Share your requirement
Tell us the loan type and amount you need, and we match you with the right lender.
Submit documents
Upload or share a simple document checklist tailored to your loan type.
Verification & approval
Your manager coordinates with the lender and keeps you updated at every step.
Disbursal
Funds are credited to your account once approval and documentation are complete.
Loans, made clear
The essentials before you start your application.
Starting interest rate per annum across our products.
Loan options from home and business to gold and mudra.
Most applications get a decision within one day.
A single contact from enquiry to disbursal.
Documents you will usually need
Requirements vary by loan, but most applications start with these.
- Identity and address proofPAN, Aadhaar or passport along with a recent utility bill.
- Income proofSalary slips or income tax returns for the last two years.
- Bank statementsRecent statements showing regular income and expenses.
- Property or business papersOwnership documents or registration details where applicable.
Not sure what applies to you?
Tell us the loan you are looking for and we will share an exact checklist, so you gather only what is actually needed.
- No unnecessary paperwork
- Eligibility checked up front
- Help with every form
Before you apply
A few quick checks that improve your chances and save you money.
Check your credit score
A healthy score can unlock better rates and faster approval.
Know your EMI budget
Choose an amount and tenure that fit comfortably in your monthly plan.
Compare rates and fees
Look at processing charges and prepayment terms, not only the rate.
Keep documents ready
Having papers in order shortens the whole process.
Loan questions, answered
Most loans are approved within 24 hours to 7 days depending on the loan type and documentation submitted.
No. Our initial eligibility check is a soft enquiry and does not impact your CIBIL or bureau score.
Yes, most loans allow part-prepayment or foreclosure after a minimum lock-in, subject to the lender's terms.
Applying and getting matched with a lender is free. Processing fees, where applicable, are charged by the lender and shared upfront.
Your relationship manager will suggest alternate loan products or a co-applicant option that better fits your profile.
Looking for funding?
Share your requirement and a relationship manager will get back to you within 24 hours.
Apply now